Health & Human Services

Organizations, nursing homes, home health aid's community health centers, and social service providers derive no tangible benefit from the money they spend on Workers’ Compensation insurance premiums. It doesn't inspire or motivate employees; it doesn't reduce workload, nor does it help your clients. The cost is unavoidable but it isn't uncontrollable. At Premium Audit, LLC we control and reduce your Workers’ Compensation costs.

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Hospitals, community health centers, not-for-profits, social services agencies, and nursing homes have some of the highest Workers’ Compensation costs of any industry in the country. Premium Audit, LLC will manage risk, contain costs, and save you money.

Food Services & Entertainment

Here's how Premium Audit, LLC worked for a major chain of franchised restaurants which were incurring numerous Workers’ Compensation claims: Management suspected that a number of these claims were fraudulent.

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Premium Audit, LLC was brought to the client by their broker. By working actively and cooperatively with physicians and the insurance company, we closed more than a dozen cases. Within six months of working with Premium Audit, LLC the number of suspected false claims was reduced to zero.

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Whether yours is a single, independently-owned restaurant or a national chain, the food and entertainment industries have unique employee relations and Workers’ Compensation issues. Our claims consultants have direct experience in your industry and their goal is to shorten the settlement time and reduce the final claims amount.

Temporary Staffing

Clerical, light industrial, cleaning services, or transportation- each is a unique industry with high-stakes Workers’ Compensation issues. For over twenty years, we have worked with temporary staffing companies and understand precisely how to manage your exposure to this risk.

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The temporary staffing industry is unique in that they cannot control their employees work place. In many cases, temporary staffing firms are hired precisely to absorb risk and cost of compensation claims. Our job is to control and mitigate this exposure. We form a working partnership with you to limit your exposure, control your losses, and reduce your insurance premium costs.

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We recommend our Premium Recovery Program - a complete technical review of your Workers’ Compensation policy to ensure the accuracy of details such as employee classifications, endorsements, and modification factors. If we discover mistakes and recover charges, we are compensated as a percentage of actual savings. If no mistakes are found, our service is complementary.