Insurance & Workers’ Comp Audit Advisory Experts

Our Team

We help employers successfully deal with Workers’ Comp shock audits, additional audit premiums including misclassifications, change in operations and high experience modifications.

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Premium Audit, LLC has helped employers all over the United States fight Workers’ Compensation errors initiated by insurers or by rating bureaus such as NCCI.

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Are you in litigation over Workers’ Compensation insurance premium charges?

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We provide expert witness services in legal cases involving Workers’ Compensation insurance premiums, audits, classifications, experience modifiers, and related technical issues.

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We can also recover overcharges from your past Workers’ Compensation premiums, classification changes, and audits made by insurance companies. In many instances up to 6 years (CA is current year and the previous 2 retroactive years).

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In short, we lower Workers’ Comp insurance costs for employers by finding and correcting underwriting and auditing errors in Workers’ Comp premium calculations and audits.

New experience rating formulas are hurting many employers, and a mod over 1.00 can shut you out of important projects.
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Premium Audit, LLC lowers X-mods for clients by finding and correcting errors & omissions on the current year and up to 3 years retroactively.
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Are changes in Workers’ Comp classifications threatening your business? Contact us!
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We're not looking to compete with or replace your current insurance broker. That means we can assist you, as consultants, without making any change with whom you buy your Workers’ Comp insurance.
 
​Sadly, errors and overcharges in Workers’ Comp premium charges are far more common than many in the insurance industry like to admit. The complexities of rules governing proper classification, experience modification factors, payroll audits, and varying state regulations and statutes mean that many employers are overcharged without even knowing it.